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There’s a new company advertising these days, Root Insurance, with the claims that you get the best rates by using their app. The real story is almost every insurance carrier offers the exact same thing! Our carriers, including Progressive, Nationwide, Safeco and Travelers, use telematics, or usage-based insurance, to give you a more accurate rate based on how you actually drive. You’ll either use a device installed under your dashboard, or an app. Then for a period of time, the (...)
Read MoreRoofs in Ohio take a beating. From spring storms, to ice dams in the dead of winter, to hurricanes (anyone remember when the tail end of Hurricane Ike ripped through on September 14, 2008?), many of our customers have experienced an issue with their roof due to weather. Roofs are expensive, and not all roof coverage is the same. Wind and hail storms of the past have pushed some insurance companies to try to limit their exposure to roof claims by making changes to coverage. The good news is the (...)
Read MoreEarlier this year, Nationwide Insurance announced that they were going from many brands (Nationwide, Allied, Harleysville, etc.) to just one Nationwide Insurance brand. Additionally, they announced that Nationwide products will now be sold through independent insurance agents (like yours truly!), and that they would no longer have exclusive Nationwide Insurance agents. With this change in distribution, Nationwide has also made some changes in their discounts. In the past, I’ve recommended (...)
Read MoreThere is nothing worse than getting your insurance renewal in the mail and seeing that the premium went up. And most of the time, it really didn’t have a reason to, unless you had a claim. We keep seeing this on many of your home and auto policies when they are coming up for renewal. Here’s why it’s happening: Most insurance companies have lost significant amounts of money on their auto books in the last several years and because they’ve lost money, they’ve taken (...)
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