Much of your home’s value is what’s inside

There’s a popular saying that goes like this: “Home is where the heart is.” And we’ll bet you’ve been spending A LOT of time there lately, just like the rest of us.

Some of the things inside your house that helps make it your home include your furniture and appliances, clothing, sports equipment and electronic goods. These items are considered personal property – and it’s really important to protect it all.

How do I protect what really makes my house a home?

Protecting the important stuff inside your home begins with an understanding what you have. If you’re like many people, you may find your home contains much more personal property than you realize.

To understand how much stuff you have, develop a careful inventory of your personal property following these tips.

• Use your phone to take a video record and audibly describe items as you move through your home.
• Whether you use still photos or video to develop your inventory, include brand names and descriptions where possible, especially on high-cost items.
• Keep any and all receipts on high-dollar purchases. Keep these receipts filed together with any instruction booklets, warranties, etc. that accompany the items.
• Store your video or photo inventory offsite or back it up to the cloud.
• When you make new purchases, be sure to add them to your inventory.

If you have high-value items, give us a call so we can review your homeowners coverage to make sure you’re properly protected. We understand that your home is not just a house, and we are here to help ensure that everything important to you is protected—both outside and inside your home.